$2.1M+
Total Value Locked
Testnet demo
340+
Active Borrowers
On Moonbase Alpha
58
Anti-Liquidations
Positions auto-protected
2.41×
Avg. Health Factor
Above safe threshold
Getting Started
The SECP Workflow
No experience needed — try the full protocol in under 5 minutes.
Get Test Tokens
Visit the Faucet page and claim mDOT, mWBTC, mUSDC, mRWA, and mYLD tokens for free.
Deposit Collateral
Deposit your tokens (DOT, WBTC, RWA, or Yield) into the SmartVault. Your collateral value determines your max borrow.
Borrow USDC
Borrow USDC against your collateral at up to 75% LTV with a flexible or fixed duration.
Crash the Market
Try the Market Simulator to see how SECP automatically protects your position during a crash.
Architecture
Engineered Safety
Smart protection built in — not bolted on.
Anti-Liquidation AI
Instead of instantly liquidating, SECP automatically switches vault modes and uses yield earnings to repay debt slowly.
Multi-Asset Collateral
Deposit DOT, WBTC, RWA, and Yield tokens as collateral via XCM from multiple chains. Each asset has a risk weight.
Borrower Memory
The protocol tracks your repayment history. Reliable borrowers are rewarded with Flexible mode and higher LTV ratios.
Vault Modes
Flexible → Conservative → Freeze. The vault mode adjusts automatically based on market volatility and your health factor.
Yield Diversion
When in Freeze mode, yield earnings are automatically rerouted to repay your loan — protecting your collateral.
Cross-Chain XCM
Deposit collateral from Polkadot Hub, Moonbeam, Acala, Astar, or Arbitrum. All chains, one unified vault.
Risk Assessment
System Parameters
| Token | Name | Oracle Price | Sim Weight | Max LTV | Use Case |
|---|---|---|---|---|---|
D | mDOT | $6.00 | 85% | 75% | Polkadot native token |
W | mWBTC | $65,000 | 90% | 75% | Wrapped Bitcoin |
R | mRWA | $1.50 | 80% | 75% | Real-World Asset |
Y | mYLD | $1.05 | 75% | 75% | Yield-bearing token |